|A WellPoint Survey Finds Baby Boomers Want Information on Dental Insurance|
Oral Health Benefits are an Important Topic for Older Americans
This survey also shows that nine out of 10 older Americans (93 percent) believe good dental care is important to their overall health and that routine dental check-ups can help prevent heart disease and other chronic conditions (90 percent). This awareness contrasts with the fact that only four in 10 older Americans (41 percent) say they currently have dental coverage (from an employer, private and/or supplemental). Furthermore, 32 percent of those without insurance admit to forgoing dental benefits because they have other expenses to worry about.
In addition, older Americans with dental insurance are concerned about maintaining their dental coverage upon retirement, with the majority admitting they are not aware of all their options. More than half (53 percent) of older Americans who have dental insurance worry about how they will afford coverage upon retirement and 62 percent say they are concerned about how coverage will change. And, two-thirds of older Americans say they lack information about dental insurance for retirement and they want more information about the dental insurance options available after retirement (67 percent) and about supplemental dental insurance coverage (65 percent).
“There has been a positive surge of awareness around personal health and
it is assuring that baby boomers understand the link between dental care
and overall health,” said
According to the survey, older Americans look at a variety of sources for information about dental insurance. Heath care providers top the list (17 percent), followed by insurance company websites (14 percent), human resource departments (13 percent), family members (12 percent) and friends (11 percent). In comparing baby boomers to the previous generation, baby boomers are significantly more interested in information about dental insurance options (70 percent versus 59 percent) and supplemental dental coverage (68 percent versus 58 percent) for retirement.
Furthermore, older Americans with dental insurance (62 percent) say they would like a plan that bundles dental and vision insurance together. WellPoint’s affiliated plans offer a variety of supplemental coverage plans, which includes dental and vision services. Packages may includes dental exams, cleanings and comprehensive vision exams, as well as the SilverSneakers® fitness program* (including a fitness center membership), older adult care support resources, a member assistance program with counseling services, and travel assistance for those who encounter a medical emergency while traveling abroad (including medical evacuation to the nearest appropriate treatment facility, bedside visits for a family member or a friend if hospitalized for more than seven days or if in critical condition, and assistance in replacing lost prescription medications or contact lenses)**.
Additional survey results found:
* The SilverSneakers Fitness Program provided by
**Check the local plan details for the specific offerings available in
WellPoint’s Blue states (which includes
The online survey was conducted using the field services of TNS, a national research agency. The study reached a national sample of 2,500 American adults ages 18 and older, of which 1,563 were over the age of 44. For the purposes of this survey, “older Americans” are defined as Americans who are ages 45 years and above (n=1,563), including Americans 45-64 (described as baby boomers=1,142) and Americans 65 years and above (n=421). The margin of error for the older Americans sample is ±2.5% at the 95 percent confidence level. This means that if we were to replicate the study, we would expect to get the same results (within 2.5 percentage points) 95 times out of 100.
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